Roof repairs and replacements don’t always happen at a convenient time. Financing can help qualified homeowners spread the cost over time instead of paying for the entire project upfront.
Raving Roofs offers several financing options, including fixed monthly payments and promotional plans, so you can choose what works best for your budget.
Your monthly payment depends on the project cost, interest rate, and repayment terms. Here are examples based on our standard 15-year financing plan.
| Amount Financed | 7.95% APR | 10.95% APR | 14.95% APR |
|---|---|---|---|
| $10,000 | $95/mo | $113/mo | $140/mo |
| $15,000 | $143/mo | $170/mo | $210/mo |
| $20,000 | $190/mo | $226/mo | $280/mo |
| $30,000 | $285/mo | $339/mo | $420/mo |
Payments are approximate and assume 180 monthly payments with no additional borrower fees. Actual rates and terms depend on credit approval.
Financing may be available for roof repairs, roof replacements, tile roofing and underlayment replacement, foam roofing and coatings, storm damage repairs, and other qualifying residential roofing projects.
Not sure what your roof might cost? Visit our Roofing Pricing page to see real project examples.
We’ll inspect your roof, explain what work is needed, and provide project pricing.
If you’re interested, we’ll explain the available plans and how to apply.
If approved, review your interest rate, monthly payment, repayment period, and total cost before deciding whether financing is right for you.
At Raving Roofs, we’ll inspect your roof, explain your options, and provide clear pricing so you can make an informed decision without pressure.
Financing is offered through Watercress Financial and is subject to credit approval. Rates, terms, and promotional availability may change. Payment examples are illustrative and do not constitute an offer of credit. Final terms are determined by the lender and governed by the financing agreement.
Financing may cover the full cost of a qualifying roof replacement, depending on your approved loan amount and project eligibility.
Eligibility and interest rates depend on the lender’s credit evaluation. Different credit qualifications may result in different available rates and financing plans.
Early repayment terms depend on your financing agreement. Review your loan documents for any applicable prepayment penalties or restrictions.
Not automatically. Interest accrues during the promotional period but may be waived if you pay the entire balance before the promotional period expires. Otherwise, accrued interest may be charged retroactively.
Paying cash generally avoids financing interest. Financing may help you preserve savings, manage an unexpected expense, or spread the cost of necessary roofing work over time. Compare the total cost before deciding.
Yes, financing may be available for qualifying roof repairs as well as replacements, depending on the project amount and lender requirements.
Raving Roofs serves homeowners throughout the Phoenix metro area, including Phoenix, Scottsdale, Paradise Valley, Cave Creek, Tempe, and Chandler.
Financing availability is based on the project and lender approval, not the homeowner’s specific city within our service area.
Start by scheduling a roof consultation.
We will inspect the roof, explain what work is recommended, provide the estimated project cost, and discuss any financing options that may be available for the project.
We install and service a wide range of roofing systems built to withstand harsh Arizona weather.
When you have a question or want to schedule service, we’re here to help!